Blog | Nadia Bove

Everything You Need to Know About the First Home Savings Account in Canada

Are you dreaming of owning your first home in Canada? If so, you’re not alone! Many Canadians aspire to buy their own homes, but saving for a down payment can be tough. Fortunately, the Canadian government has introduced a game-changing tool to help you save: the First Home Savings Account (FHSA). In this blog post, we’ll explore everything you need to know about the FHSA, including how it works, who qualifies, and how to set it up. Let’s jump right in! Use the First Home Sav

Nadia Bove

Oct 22, 20255 min read

Everything You Need to Know About Down Payments

Buying a home is one of the biggest financial decisions you'll ever make—and one of the first steps in that journey is understanding the...

Nadia Bove

May 9, 20254 min read

What’s your lowest rate?

Wait…don't you mean, “what’s your lowest cost?” The lowest rate does not always equal the lowest cost! We all love a great deal,...

Nadia Bove

Mar 14, 20253 min read

What’s the First Step to Buying a Home in British Columbia?

If you’re thinking about buying a home in British Columbia (BC), it’s easy to feel like you need to jump straight into the housing market. Listings generally move quickly, open houses feel competitive, and headlines often suggest that waiting means missing out. Because of that pressure, many buyers start by browsing listings or attending showings before fully understanding their financing. Buying a home works best when financing and real estate strategy are aligned from the s

What Can Derail a Mortgage Approval After You’re Already Pre-Approved?

A proper pre-approval allows you to understand your true borrowing capacity, identify potential issues early, and move forward with clarity instead of guesswork. It gives you time to address credit concerns, confirm income, and ensure your down payment is structured correctly before you’re emotionally invested in a specific property. When I pre-approve a client, I complete a full underwriting review up front. Income, credit, debts, and down payment are assessed in detail so

Why Mortgage Brokers Ask for Everything (Including Your First-Born)

If you’ve ever applied for a mortgage and thought, “Why does my mortgage broker need all of this?” —you’re not alone. Pay stubs, tax returns, bank statements, down payment proof, letters of employment… sometimes it can feel like we’re asking for your life story and your first-born child just to get a mortgage pre-approval. But here’s the truth, mortgage brokers aren’t being nosy. We’re being regulated, thorough, and protective—of you . In this post, I’ll explain: why mortga